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Treatments & waits6 min read·Updated July 2026

How much does a private consultation cost?

The first step into private healthcare is almost always the same: a consultant appointment, typically within days. Here's what it costs by specialty, what actually happens in the room, and how the bill works whether you're insured or paying yourself.

Written by Speedwell Health · Reviewed by an FCA-regulated adviser
The short answer

An initial private consultation typically costs £150–£300, with follow-up appointments at £100–£200. Prices run higher in central London and for some specialties. You'll usually be seen within days — against an NHS median wait of 12.4 weeks for treatment pathways — and if you're insured, the fee is generally covered under your outpatient benefit.

Key takeaways
  • Initial private consultations typically cost £150–£300; follow-ups £100–£200.
  • You're usually seen within days, against a 12.4-week NHS median wait.
  • Insured patients generally pay nothing beyond any excess, within outpatient limits.

Typical prices — initial and follow-up

A private consultation is a one-to-one appointment with a consultant — a senior specialist — usually lasting 20–30 minutes. Most UK consultants charge £150–£300 for an initial appointment and £100–£200 for follow-ups, with the follow-up cheaper because the history-taking is already done. Central London sits at the top of those ranges and sometimes above them; smaller cities and self-pay packages at private hospital groups often sit below.

SpecialtyInitial consultationFollow-up
Orthopaedics (hip, knee, shoulder)£175–£280£100–£180
Dermatology£150–£250£100–£175
Cardiology£180–£300£120–£200
Gynaecology£160–£280£100–£180
ENT£150–£250£100–£170
Gastroenterology£170–£280£110–£190
Psychiatry (often longer appointments)£250–£400£150–£300
Rule of thumb: budget £200 for the first appointment and £150 for each follow-up, plus the cost of any tests — the consultation fee itself is usually the smallest number on the eventual invoice.

What actually happens at a private consultation

The appointment itself will feel familiar if you've seen an NHS specialist — the difference is time and speed. Expect the consultant to take a full history, examine you, explain what they think is going on, and set out next steps. Appointments are rarely rushed: 20–30 minutes is standard, and you're seeing the consultant themselves, not a member of their team.

  • Before: you'll usually need a GP referral letter — insurers generally require one, and consultants prefer one. Digital GP services included with many policies can often provide it within a day.
  • During: history, examination, and a working diagnosis or a plan to reach one. Ask questions — the time is yours.
  • Tests: if you need bloods, imaging or other diagnostics, these are booked separately — often within days — and billed separately too (an MRI runs £300–£500).
  • After: a letter to you and your GP summarising findings and the plan: discharge, follow-up, further tests, or a treatment recommendation.

Speed is the real product. Private consultants typically offer appointments within days, sometimes same-week evening slots — while NHS pathways from referral to treatment currently run at a 12.4-week median, and 1 in 12 people wait over 38 weeks.

Insured vs self-pay: how the bill works

If you have health insurance, consultations sit under your policy's outpatient benefit. Get the claim authorised before you book — the insurer will confirm the consultant is recognised and give you a claim number — and the consultant then bills the insurer directly. You pay nothing at the appointment, beyond any excess your policy carries.

InsuredSelf-pay
What you pay£0 at appointment (excess may apply; outpatient limits can cap cover)£150–£300 upfront or on invoice
Booking routeInsurer authorisation, then book with a recognised consultantBook directly with hospital or consultant — no referral needed by some, preferred by most
ChoiceConsultants recognised by your insurer; guided options may shortlist for youAnyone with private practice
Watch forOutpatient caps — a £500 limit covers roughly 2 consultations plus a testFees for tests and follow-ups adding up beyond the headline price
Caveat for the insured: if your policy has a capped outpatient limit, consultations and diagnostics draw down the same pot. Two £200 consultations and one £600 MRI exhausts a £1,000 limit — check what's left before booking, and note fees above your insurer's recognised rates can leave a shortfall.

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Keeping the cost down

A few practical ways to pay less for the same appointment:

  • Use fixed-price self-pay clinics. Spire, Nuffield Health, Circle and Ramsay publish self-pay consultation prices, often at the lower end of the ranges — and some run fixed-fee initial appointment offers.
  • Ask about remote appointments. Video consultations are often priced below in-person ones and work well for reviews and results discussions.
  • Check what your policy includes before self-paying. Many insured people self-pay unnecessarily; even capped policies usually cover the first consultations, and digital GP services are typically unlimited and free to use.
  • Get test prices upfront. The consultation is £200; the pathway is what costs money. Ask what tests are likely and what each costs before agreeing to them.

If a consultation leads towards surgery, the economics change scale: a hip replacement runs £12,000–£15,000 self-pay, which is where insurance — or a hard look at self-pay packages — matters far more than the consultation fee ever did.

From consultation to treatment — what the £200 actually buys

A private consultation is worth being clear-eyed about — what it is, and what it isn't. It isn't treatment: it's the decision point that determines everything after it. A good consultation can end a worry on the spot (a significant share of appointments end in reassurance and discharge), redirect you from the wrong pathway to the right one, or fast-track you into diagnostics that would otherwise sit weeks away. The fee buys senior judgement early — which is precisely the part the NHS queue delays.

It's also entirely legitimate to mix systems. Plenty of people pay £150–£300 for a rapid private opinion, then return to the NHS for treatment with a diagnosis in hand; others start on the NHS and go private only when a wait stalls. If the consultation points towards surgery, that's the moment to compare three routes properly: staying with the NHS (free, median 12.4 weeks and often longer for orthopaedics), a self-pay package, or claiming on insurance if you hold it. The consultation letter is portable — whichever route you choose, the work done in that first half hour travels with you.

Key perspective: against a typical surgical pathway costing thousands, the £150–£300 consultation is the cheapest and highest-leverage step — it's where the plan gets made, by the person most qualified to make it.

Frequently asked questions

How much does a first private consultation cost in the UK?

Typically £150–£300, depending on specialty and location — orthopaedics and cardiology sit towards the upper half, and central London commands the highest fees. Psychiatry often costs more (£250–£400) because appointments are longer. Fixed-price self-pay clinics at the big hospital groups often sit at the lower end.

Why are follow-up private consultations cheaper than the initial one?

Because the heavy lifting — full history, examination, differential diagnosis — happens at the first appointment. Follow-ups review test results and progress in less time, so most consultants charge £100–£200 versus £150–£300 initially. Video follow-ups are often cheaper again.

Do I need a GP referral for a private consultation?

Usually, yes. Insurers almost always require a referral before authorising a consultation claim, and most consultants prefer one clinically. Self-payers can sometimes book directly, depending on the specialty and hospital. Digital GP services bundled with many policies can typically issue a referral within a day.

Does health insurance cover private consultation fees?

Yes, under the outpatient benefit — get the claim authorised first and the consultant bills the insurer directly, leaving you only any excess. Watch capped policies: a £500–£1,000 outpatient limit is shared with diagnostics, so consultations draw down the same pot as scans and tests.

How quickly can I get a private consultation?

Usually within days of referral — private consultants run frequent clinics, and video appointments can be sooner still. That's the core of what you're paying for: NHS referral-to-treatment pathways currently run at a 12.4-week median, with 1 in 12 people waiting over 38 weeks.

What happens at a private consultation appointment?

A 20–30 minute one-to-one with the consultant: full history, examination, a working diagnosis and a plan — discharge, tests, follow-up or treatment. Any diagnostics are booked and billed separately, and you and your GP receive a letter summarising the findings and next steps.

Are tests included in the private consultation price?

No — the quoted fee covers the appointment only. Blood panels, imaging and other diagnostics are charged separately: private blood tests commonly run £50–£200 per panel and an MRI £300–£500. Ask the consultant what tests are likely and their prices before agreeing, especially if you're self-paying.

How much does a private consultation cost in London?

Expect the top of the national ranges and beyond: initial appointments commonly £200–£300 at central-London hospitals and sometimes more with senior sub-specialists, with follow-ups £130–£200. Outer-London and Home Counties hospitals price closer to national norms — often worth the short journey for self-payers.

Is a private consultation worth it if I go back to the NHS afterwards?

Often, yes. A £150–£300 appointment buys a specialist opinion within days, and you can take the diagnosis back to the NHS for treatment — a common and legitimate route. Be aware the NHS may repeat some tests, and you'd rejoin NHS waiting lists for any procedure.

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Sources & method: Sources: NHS England RTT statistics (May 2026), published self-pay pricing from private hospital groups including Spire Healthcare and Nuffield Health. Figures are indicative. This page is not financial or medical advice.